Ships program downpayment assistance

Invoices are reimbursed for the SHIP work rendered. For more information see:. Every 3 years, the Affordable Housing Advisory Committee prepares an Incentive Review and Recommendation report to evaluate the implementation of affordable housing incentives. Incentives include:. Down Payment Assistance: The down payment and closing cost assistance strategy plays a role in providing affordable housing in Martin County. Types of eligible improvements.

Correction of inoperable, leaking, or otherwise grossly inadequate windows and doors, which make proper heating and cooling of the dwelling unit s impossible at a reasonable cost to the owners.

Improvement of the roof, walls, ceiling, floors, or other structural elements which are in danger of collapse because of cracking, shifting, etc. Replacement of heating and cooling units or systems, which are inadequate to properly heat and cool the dwelling unit s or present fire or other health or safety hazards. Insulation to a structure, which is not now insulated.

Correction or removal of unsafe stairs or porches. County Attorney. Financial Management. Human Resources. Information Technology Services. Library System. Neighborhood Services. Property Management. Public Works. City Governments. Clerk of Circuit Court. Fire Departments. Mosquito Control. Port Manatee. Property Appraiser. Sarasota Manatee Airport Authority. School District. Sheriff's Office. Supervisor of Elections. Tax Collector. Twelfth Judicial Circuit Court.

View Other Agencies. County Calendar. Athletic Leagues. Camp Programs. Duette Hunt Program. Master Gardener Program. Outdoor Ed Programs. Public Golf Courses. Public Pools. Swim Lessons. Regular household appliances are not included or anything cosmetic, such as replacing carpeting, floor tile, or painting.

New Construction. The definition of a new construction home is when any new home's Certificate of Occupancy is less than six months of age. The approval for New Construction is valid for a period of twelve 12 months from the date of the LOA. Once the applicant s have closed on their home, the following documents are needed from the title company:.

If a closing does not take place after the thirty-day extension, the applicant s will need to re-certify. All income and asset information will then have to be re-verified to obtain a new Letter of Approval.

If there have been any significant increases since the initial verification process and it puts the applicant s above the income limits, they will then receive an ineligible letter.

Existing Homes Applicants cannot have received any previous loan through the County's Down Payment Assistance Program. The total household income cannot exceed these amounts for family size at all. The State does not allow any flexibility for these guidelines. Should the certificate expire prior to SHIP funds being requested, the applicant s will need to re-take the class. This pre-approval can be faxed at To take advantage of the Hernando County Down Payment Assistance Program, you must submit the following documents at your scheduled appointment time for any applicable household member:.

Please enable JavaScript in your browser for a better user experience. Jump to subpage Jefferson St. Brooksville, FL Phone Fax What is The Construction Strategy? The Construction Strategy makes SHIP funding available to area non-profit housing agencies and non-profit housing developers to partially underwrite the costs of construction or rehabilitating affordable homes.

These funds will enhance affordability and enable the non-profit housing sector to increase the number of affordable housing units produced for SHIP eligible homebuyers within Hernando County.

The goal of this strategy is to increase homeownership primarily targeting very low income families. Funding available.